Did you know you can earn interest on the Coins in your Cointiply account? You can earn 5% annual interest, paid out weekly, just for keeping eligible Coins on Cointiply. It’s easy to enable, and this guide shows you exactly how it works.
How to Enable Interest on Your Cointiply Balance
To enable interest, go to the Settings tab on your Dashboard, or use User Menu > Account Settings, as shown below. Make sure you’re logged into your Cointiply account first.
A screenshot showing the Account Settings page on desktop for a Cointiply account
The Interest option is a toggle in the screenshot. Toggle the switch on the right to turn it on. If it’s pink, it’s on. When you’re finished, click the Save Settings button at the bottom.
Note: If you leave Settings without saving, your changes will not take effect.
If you don’t want to earn interest, you can leave it off or turn it off at any time.
How Many Coins Do I Have to Have to Earn Interest?
To qualify for 5% interest, you must meet both requirements for the week:
- Maintain an average daily balance of at least 35,000 Coins for the week (weeks run Monday GMT to Sunday GMT).
- Complete at least one earning action during that same week (for example: a survey, an offer, PTC, Free Spins, a Mystery Box, or games).
If Interest is enabled but you didn’t receive a payment, it means you didn’t meet one or more of the requirements above.
Important: Interest payouts can take up to 36 hours to fully process.
If you don’t see it in your History right away, check again later (often within a day or two). You can also filter your History for “Interest” to find these entries faster.
When Does Cointiply Pay Interest?
Interest is credited weekly on Sundays (GMT) when all requirements are met. We don’t publish an exact payout time, and credits may appear gradually over many hours.
Where Can I See Interest I Have Earned?
All interest credits appear in your Cointiply History. You can filter the list to show only interest payments by selecting “Interest” in the filter menu.
On the Cashout page, you can also see your Total Interest Earned near the top.
More advanced reporting may be added in the future.
How is Interest Calculated?
Interest is calculated using a 5% annual rate, paid out once per week, based on your average daily balance for that week.
Example: If your average daily balance is 100,000 Coins for a full week period, you’ll earn about 99 Coins for that week.
Why Does Cointiply Pay Interest?
Cointiply is not trying to be a bank. We offer interest as a courtesy to members who prefer not to constantly move their Coins (or cryptocurrency) around. We aren’t investing your balance, and we aren’t trying to earn money off of it. The interest we pay is simply baked into our cost of doing business.
